Find the money you’re losing.

The average American pays for 4.5 subscriptions they never use. Phantom finds them, scores them, and helps you cancel — in seconds. Privacy-first. iOS only.

Download for iPhone
4.5
UNUSED SUBS AVG
$47
MONTHLY WASTE
$564
PER YEAR

One screenshot. Every subscription, found.

Phantom reads screenshots of your bank app, Apple Wallet, or credit-card statement using Apple Vision OCR — entirely on your iPhone. We never see your bank login. We never see your card number. We never see your data.

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Snap, don’t connect

Screenshot your Apple Wallet transactions or any bank app. Phantom OCRs it on-device and detects every recurring charge.

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Zombie Score

0–100 ranking based on how often you actually use each subscription. Scores ≥ 80 are flagged for cancellation.

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Dispute letter generator

One tap = a legal letter citing EFTA, ROSCA, and Regulation E for wrongful charges, auto-renewals, and trial conversions.

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Price-hike alerts

Notified 7 days before any price increase across 55+ services. Cancel before the bill hits.

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Negotiation scripts

Real retention phrases for Hulu, SiriusXM, Audible, Adobe, and more. Tap to copy.

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Private by design

OCR runs on-device with Apple Vision. No bank login, no server, no analytics SDK, no third-party tracking. Ever.

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We never sell your data. We never push loans. We never store your card number. These aren’t footnote promises — they’re the entire business model. Phantom makes $3.99/month from happy users, period.

Stop paying for what you don’t use.

$3.99/month or $29.99/year. Average user saves $47/month.

Coming soon to the App Store